Fantasma Posted October 18, 2016 Share Posted October 18, 2016 I've uh, fucked up... just when things were looking good. Financially, socially, all my dreams were coming through. I let slip to our apartments that we have cats, and well the deposit is.... $800 for the two. Now that doesn't sound like alot, and it's not. My problems are nothing compared to many posters here who handle it well. I don't know if interest on credit cards is annual or monthly, I know mine have 30% interest rate and I'm about to be loading a grand total of $800, thereby maxing them out. Why it's a big deal, why I'm worthless, why literally everyone is better than me, is I had dreams. Achievable dreams. Using a combination of credit cards and next paycheck I was going to set up a digital audio workstation. Yeah, I'm spoiled and selfish and a fantastic idiot. You don't need to say it, I get it. I fucking get it. Does anyone have tips for better financial management, like ideal meals to prepare for work and home that are cheap? I've never been good at these, and since I eat probably 3k calories a day due to my metabolism, my food budget is the one that always kills me. Hell I don't know how to be a responsible adult, I barely remember my own name somedays and I am just very fucking lucky to have a middle class job through some fluke (haha they hired the fuckup to do a job that they aren't qualified for). I don't know, but I fucked up bad. I had val cosign the new apartment with me because I thought his credit would help with the deposit. Guess what, now he is responsible for me. I shouldn't have, and if it weren't for him I would simply default on the apartment, medical bills, and just let my credit die. Jesus fuck what was I thinking having him cosign, anybody think it is possible for him to un cosign the apartment, like, at all? Essentially I can't fucking kill myself because a fine young man would be bankrupt and homeless if I did. Quote Link to comment Share on other sites More sharing options...
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